Applied professional learning

How Insurance Creates and Loses Value

Follow the economics from underwriting to claims.

Connect distribution, underwriting, servicing and claims. Relate premiums, claims, expenses and capital to performance.

100% onlineApplied industry briefing€199 per participantApplications open

Apply for access

Illustrative scene: an insurance risk specialist examines an industrial property with a site manager, linking real assets to underwriting and claims economics.

YOUR LEARNING OUTCOMES

What you will be able to do.

Advisors and insurance newcomers.

Connect distribution, underwriting, servicing and claims.
Relate premiums, claims, expenses and capital to performance.
Identify how portfolio mix and assumptions affect outcomes.
Separate growth from value creation and recommend further analysis.

WHAT YOU WILL CREATE

Underwriting, distribution, claims, expense, and capital drivers in a synthetic insurer case.

IN PRACTICE

A situation you could face.

An insurer grows premium income but its results deteriorate. Examine the underwriting, claims and expense drivers in a synthetic business case.

YOUR TASK

Separate growth from value creation and recommend further analysis.

Illustrative learning scenario.

CURRICULUM

Your learning path.

4 modules

Map the insurance value chain

Connect distribution, underwriting, servicing and claims.

Understand the economics

Relate premiums, claims, expenses and capital to performance.

Examine risk selection

Identify how portfolio mix and assumptions affect outcomes.

Diagnose the insurer case

Separate growth from value creation and recommend further analysis.

THE EXPERIENCE

Practice with a purpose.

100% onlineNo in-person attendance required.

A self-directed sector briefing with a simplified business case and worked examples. Industry conditions and local requirements should be assessed for your own context.

Understand the decision

Define the question and the evidence a useful answer needs.

Test your judgement

Apply the method to a realistic case and explain your choices.

Review the quality

Use explicit criteria to judge the result and improve the work.

ABOUT YOUR APPLICATION

Before you apply.

Are courses delivered online?

Course materials, exercises and any included coaching or live sessions are delivered online. No in-person attendance required.

Each programme specifies its pace and included support. Your invitation confirms any scheduled sessions and their timing.

Why do I need to apply?

We review your background and any goals or motivation you choose to share to assess programme fit. There is no payment when you apply.

How do intakes work?

We welcome new participants in intakes over time. Apply for access and we will email you when the next intake opens for this programme.

When can I start?

We will confirm the start date, what is included and the fee when we invite you to join. You can then decide whether to take part. Applying does not give you immediate course access.

What does the fee cover?

A self-directed sector briefing with a simplified business case and worked examples. Industry conditions and local requirements should be assessed for your own context. The €199 shown is an estimated fee per person. We will confirm what is included, the final price and any applicable taxes before you decide to join.

Will I receive a certificate?

Your invitation will explain what you need to complete, how your work will be assessed and whether the programme includes a certificate. Any Academy certificate is separate from an accredited academic qualification.

Who is behind the Academy?

Scipio Academy draws on practical expertise from senior alumni of McKinsey, BCG and Bain. We will share details of the programme contributors and reviewers with your invitation. The firms do not sponsor or endorse these programmes.